Estate Planning

Providing unrivalled customer service

Few of us like to think about dying but, equally, few of us could live with the thought that we’ve made inadequate provision for the family and friends who survive us. We all want as much as possible of the wealth we’ve worked hard to accumulate to go to those loved ones, not to HMRC.

The legislation that governs passing on your estate to your chosen beneficiaries requires you to plan well in advance. For example, if you give an asset to a family member but die within seven years of that gift being made, your estate could be stung with a tax bill. Since none of us knows when we will die, however many calculations we run, it’s best to start preparing right now.

The earlier you make the arrangements, the greater your chance of taking full advantage of the tax opportunities available and maximising the amount that goes to your beneficiaries.

It is equally important when planning to transfer your estate that you make adequate provision for yourself and your spouse in your later years. Striking this balance calls for considerable skill and foresight – and a detailed knowledge of the tax regime.

Contact us today for a preliminary review of your estate’s tax position.

Our discreet estate planning service includes…

  • Help with drawing up and reviewing your will
  • Use of exemptions and lower tax rates on lifetime transfers
  • Optimising lifetime transfers between spouses
  • Transferring agricultural or business property
  • Transferring assets into trust
  • Arranging adequate life assurance to cover inheritance tax liabilities